My mother went bankrupt many years ago. Now she has dementia and has forgot many things in her past, but she still remembers the adjudication and indemnification.
She has recognized that she will be able to exempt from responsibility of payment again.
Of course she can’t exempt from responsibility of payment again. Furthermore her adjudication appeared in official gazette and we can search it anytime even if she’d like to keep it private.
Probably she can’t shake off her bankruptcy in her life.